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The Citizens Bank Company website

The Citizens Bank Company

Savings

Please speak with our New Accounts personnel for assistance in choosing which account is right for you.cash icon

Statement

Savings 

Christmas Club Savings

Health Savings

Minor Savings
  • Minimum opening deposit of $50.00
  • Interest computation method – daily balance*
  • Maintain a minimum balance of $75.00 in the account each day to obtain the disclosed annual percentage yield.
  • $2.00 per month dormant account fee**
  • Interest will not be paid if balance falls below $75.00
  • $1.00 per month service charge will apply when Passbook or Statement Savings balance falls below $75.00.
  • Rate shown for this account may change after the account is opened
  • Fees charged against this account could reduce earnings

Minimum Daily Balances, interest rate, and annual percentage yield information is listed below
$75.00-$99,999.99

$100,000.00-$249,000.00

$250,000.00-$499,000.00

$500,000 and over
0.25%/0.25% 

0.50%/0.50%

0.75%/0.75%

1.00%/1.00%
  • Minimum opening deposit of $5.00, $10.00, or $20.00 depending on the type
  • If all 50 payments are met in accordance with Christmas Club rules, the bank will then make the 51st payment
  • One payment penalty for early withdrawal
  • Eligibility Required
  • Interest Rate 0.25% - Annual Percentage Yield 0.25%
  • Interest computation method - daily balance*
  • Rate shown for this account may change after the account is opened
  • Fees charged against this account could reduce earnings
  • A minor savings account is a great way to help someone start saving when they are young
*Daily balance is determined by the application of a daily periodic rate to the full amount of principal in the account each day. Must maintain a minimum balance of $75.00 in the account each day to obtain the disclosed annual percentage yield.
**A savings account becomes Inactive when no customer activity occurs for one year. A savings account becomes Dormant when no customer activity occurs for two years.